Home Loan Mortgage

Your home is the single most important location in your life. It’s where you spend time relaxing and recuperating. It’s where you spend time with your family and friends. It houses your treasured possessions. Accordingly, it makes sense that you’d do anything possible to get the home of your dreams. Of course, property is extremely expensive to purchase, and that means that you’re going to need financial assistance from a home loan mortgage lender. To get the most for your money – and to stretch your budget for the best possible home – a mortgage broker, like ourselves, is a first class option. At Car Loans Bendigo, we’ve got deep wells of experience when it comes to securing home loans for our customers in the Bendigo, Victoria area – and we’re confident that we can get exactly what you need for your situation. Learn more about the home loan mortgage service we provide – and the advantages of using it – by reading on below.

Assess Your Situation

When you make the decision to purchase a new home, it’s very easy to quickly begin searching through properties to find something you love – the excitement sweeps you away – but this isn’t the best idea. Before you get your heart set on a specific property, you need to examine your circumstances to determine exactly what you’re able to afford. At Car Loans Bendigo, we’ll walk through your finances with you and try to assess what your maximum benchmark would be. This means you’ll avoid feeling like you’re missing out on properties that won’t be within your budget.

First Time Buyers

Purchasing a home can feel exciting, yes, but it’s also daunting. There are a whole array of regulations and tax matters that you need to look at, and the language might seem deliberately confusing at times. For first time buyers, in particular, this is a major hurdle that they need to overcome. Fortunately, we can give you a significant step up with these matters. We have a comprehensive understanding of mortgages, and the process that you’ll need to go through. We can explain every minute detail to make sure that you’re totally informed before you make a concrete commitment.

Mortgage Terms

Many people think that going through a mortgage broker is a mistake, that it’s an additional cost to cover, but that couldn’t be further from the truth. The fact of the matter is that any money spent on a service like ours will be more than covered by the savings that you’ll make with the improved terms that we’ll secure for you. Lower interest rates and a lower deposit are just the start.

Watch for Upfront Costs

When assessing the different mortgage options that you have in front of you, it’s clear that you need to be careful about the terms that you’re agreeing to. Some people only pay attention to the repayment structure that they’re being given, but there are usually upfront costs to worry about too. We’ll make sure that you don’t fall for any nasty tricks.